Hey guys, havent been on here whole lot, been real busy with school and a lot of other things. Anyway, Im waiting on calls from insurance companies for my rates. But i was just curious what your insurance runs a year on your Blazers. I know theres a lot of variables. Im only 16 so i expect mine to be a little higher. Im probably just gonna get liability only. so what does your insurance run a year?

 

You can't really compare your rates to someone elses. It varies by driving experience, your driving record, where you live etc. etc. You will get 100 different answers here on the forum since people are from all over and insurance rates differ based on location. If you want to compare, compare with your friends or someone local.
If you really want to know though mine is just over 1,200/yr for just PLPD insurance (only covers the other driver). I'm 21 with 1 speeding ticket.

 

Yikes!!! $1200/yr?!?

I won't make you feel bad by saying how much I pay for liability per year...lol

 

Excuse my curiosity but what is this insurance cover? Is Halifax a big city? Does a speeding ticket increase the price of the insurance?

 

PLPD just covers the other drivers Vehicle in an accident that is deemed your fault.
And dont feel to bad Sisk. Mine is little over $1600 a year for PLPD and im 21 with No tickets.

 

See below...

This pretty much covers it. I won't get anything for my vehicle in the case of an accident. I have 1,000,000$ liability that would cover the other driver in an accident. It's ****ty paying for something that won't even cover my vehicle, but it's illegal to not have insurance and you HAVE to have at least PLPD in Canada. They won't let you drive without it. Unfortunately PLPD is all that I can afford right now. Full coverage for me is well over 2,000$/yr
Halifax isn't that big. Our population is around 450,000 people. Nova Scotia has just over 900,000 if I'm not mistaken.

 

Expect to pay out the nose. When I was that age, my 2d toyota sedan was about $1000/year.

I know you asked about liability only, but full coverage on my '03 is $630/year but I'm in a better age bracket.

 

Put it under your parents name. Saves you a lot of money.

 

Yeah if you're only 16 it might be a better idea to go under your parents. You will save a crapload of money as Wil said.

 

Definitely go under your parents


I'm 18, no tickets (I mean none), I have full coverage with a $100 deductible and I pay $450 per year