yep.....ive learned my lesson and am paying for it (literally lol) its all cash and debit cards from now on...

 

that backfires in the long run too. ive been that way forever. i have always bought everything cash. no need to charge anything when you have a little bit of money in the bank, plus i dont really buy anything. time has come to buy a house and i cant get approved anywhere cause i have no credit.

but the gf who basically lives paycheck to paycheck and uses credit cards cause she has to gets approved for $170,000. thats the way our screwy world works

 

ya...its messed up