That's the gal I was referring to. Don't downplay old school. I catch a lot of stores trying to rip me off. I've got one friend who believes in 21st Century. He doesn't even carry money. I told him that he's paying all sorts of fees. You buy a soft drink from a mom and pop store and pay $1. They might get 94 cents of that dollar. If the technical infrastructure goes down, you're gouged too. Guess what, he was in New Jersy visiting his brother when Sandy visited. He was stone broke for days and had no way to even charge his phone. His borther loaned him some bucks to live on Ramen Noodles for a few days until the motel got its power back.